Fannie Mae F-1-05 Compliant
RateRecast Scenario Index
2,800 pre-calculated loan recast models under Fannie Mae Servicing Guide F-1-05. Instant monthly payment savings, lifetime interest reduction, and tax-equivalent yield benchmarks.
Open Live RateRecast Calculator ➔
2,840 Total Scenarios Indexed
Conforming Mortgage Recast & Amortization Scenarios • Fannie Mae F-1-05 Compliant
Direct Crawl Hub • High-Volume Queries
Popular High-Intent Benchmarks (Tier 1 & Tier 2)
Chase Mortgage Recast Calculator ($0 Fee, $5,000 Minimum & Monthly Payment Drop)Tier 1 ➔
Wells Fargo Mortgage Recast Calculator ($250 Fee, Rules & Payment Drop)Tier 1 ➔
Rocket Mortgage Recast Calculator ($250 Fee, $10,000 Minimum & Savings)Tier 1 ➔
Mr. Cooper Mortgage Recast Calculator ($250 Fee, $10,000 Minimum & Payment Drop)Tier 1 ➔
PennyMac Mortgage Recast Calculator ($250 Fee, Conventional Rules & Savings)Tier 1 ➔
Bank of America Mortgage Recast Calculator ($0 Fee, $5,000 Minimum & Savings)Tier 1 ➔
U.S. Bank Mortgage Recast Calculator ($250 Fee, $5,000 Minimum & Savings)Tier 1 ➔
Citi Mortgage Recast Calculator ($250 Fee, $5,000 Minimum & Payment Drop)Tier 1 ➔
Mortgage Recast vs Refinance Calculator ($250 Recast Fee vs $5,000 Closing Costs)Tier 1 ➔
$20,000 Mortgage Recast Calculator (Monthly Payment Drop & Interest Saved)Tier 2 ➔
$50,000 Mortgage Recast Calculator (Monthly Payment Drop & Interest Saved)Tier 1 ➔
$100,000 Mortgage Recast Calculator (Monthly Payment Drop & Interest Saved)Tier 1 ➔
How Much Does a Mortgage Recast Lower Your Monthly Payment? (Formula & Table)Tier 2 ➔
Fannie Mae Mortgage Recast Rules (Servicing Guide F-1-05 Eligibility & Calculator)Tier 2 ➔
Mortgage Recast Fee by Servicer (Chase, Wells Fargo, Rocket, BofA & Mr. Cooper)Tier 2 ➔
Lump-Sum Mortgage Recast Calculator (Amortization Re-Indexing vs Extra Payments)Tier 2 ➔
Freedom Mortgage Recast Calculator ($250 Fee, Conventional vs FHA/VA Rules)Tier 1 ➔
Flagstar Bank Mortgage Recast Calculator ($250 Fee, Minimum & Payment Drop)Tier 1 ➔
Truist Mortgage Recast Calculator ($250 Fee, $10,000 Minimum & Payment Savings)Tier 1 ➔
PNC Bank Mortgage Recast Calculator ($250 Fee, $10,000 Minimum & Savings)Tier 1 ➔
Fifth Third Bank Mortgage Recast Calculator ($250 Fee, Rules & Payment Drop)Tier 2 ➔
Citizens Bank Mortgage Recast Calculator ($250 Fee, Minimum & Payment Drop)Tier 2 ➔
Regions Bank Mortgage Recast Calculator ($250 Fee, Rules & Payment Drop)Tier 2 ➔
BMO Mortgage Recast Calculator ($250 Fee, $10,000 Minimum & Payment Drop)Tier 2 ➔
Navy Federal Mortgage Recast Calculator ($250 Fee, Conventional vs VA Rules)Tier 1 ➔
Guild Mortgage Recast Calculator ($250 Fee, $10,000 Minimum & Payment Drop)Tier 2 ➔
loanDepot Mortgage Recast Calculator ($250 Fee, $10,000 Minimum & Savings)Tier 1 ➔
Newrez & Caliber Home Loans Mortgage Recast Calculator ($250 Fee & Savings)Tier 1 ➔
Shellpoint Mortgage Servicing Recast Calculator ($250 Fee, Rules & Savings)Tier 1 ➔
Carrington Mortgage Recast Calculator (Conventional Rules & Payment Drop)Tier 2 ➔
$10,000 Mortgage Recast Calculator (Monthly Payment Drop & Interest Saved)Tier 1 ➔
$15,000 Mortgage Recast Calculator (Monthly Payment Drop & Interest Saved)Tier 2 ➔
$25,000 Mortgage Recast Calculator (Monthly Payment Drop & Interest Saved)Tier 1 ➔
$30,000 Mortgage Recast Calculator (Monthly Payment Drop & Interest Saved)Tier 1 ➔
$75,000 Mortgage Recast Calculator (Monthly Payment Drop & Interest Saved)Tier 1 ➔
$150,000 Mortgage Recast Calculator (Home Sale Proceeds & Payment Drop)Tier 1 ➔
$200,000 Mortgage Recast Calculator (Home Sale Proceeds & Payment Drop)Tier 1 ➔
JPMorgan Chase $50,000 Lump-Sum Mortgage Recast Calculator ($0 Fee & Payment Drop)Tier 1 ➔
Rocket Mortgage $50,000 Lump-Sum Recast Calculator ($250 Fee & Payment Drop)Tier 1 ➔
Wells Fargo $100,000 Lump-Sum Mortgage Recast Calculator ($250 Fee & Payment Drop)Tier 1 ➔
loanDepot Mortgage Recast Calculator ($250 Fee, $10,000 Minimum & Savings)
Calculate your loanDepot mortgage recast monthly payment reduction ($250 fee, $10,000 minimum lump-sum curtailment on conventional Fannie/Freddie loans).
Current Balance: 400000Interest Rate Pct: 6.25Remaining Term Months: 336