1. Acceptance of Terms
By accessing or utilizing ExactBaseline (https://exactbaseline.com) and our specialized calculators (BarStock, CarFloor, PaceForge, RateRecast), you agree to be bound by these Terms of Service.
2. Informational & Budgeting Purpose Only
ExactBaseline tools provide mathematical models, industry benchmarks, and planning estimates for informational purposes only:
- Automotive Valuations: Dealer cost formulas and counteroffer benchmarks are algorithmic estimates based on historical depreciation and auction spread data. They do not constitute official appraisals or trade binding guarantees.
- Event Beverage Calculations: Beverage bottle ratios and shopping lists are intended solely for personal event budgeting. Users must be of legal age (21+) for age-restricted purchases. ExactBaseline does not sell or distribute regulated goods or adult beverages.
- Endurance Pacing: Pacing timetables and fueling suggestions are mathematical projections and do not replace professional athletic or medical coaching.
- Mortgage Recast & Financial Modeling: RateRecast formulas simulate 360-month amortizations, principal curtailments, Schedule A tax deductions, and fixed-income opportunity costs based on Fannie Mae guidelines and statutory IRS tables. Calculations are mathematical simulations for budgeting and educational evaluation only and do not constitute financial, legal, tax, or mortgage loan origination advice. Loan recast terms and fees are determined solely by your loan servicer.
3. Intellectual Property
All calculations, visual layout assets, infographics, and software engines on ExactBaseline are protected under applicable intellectual property laws. Unauthorized reproduction or scraping is prohibited.
4. Contact
Inquiries regarding terms and conditions may be directed to [email protected].