E
ExactBaseline
Universal Decision Engines
Fannie Mae F-1-05 Compliant

RateRecast Logo RateRecast Scenario Index

2,800 pre-calculated loan recast models under Fannie Mae Servicing Guide F-1-05. Instant monthly payment savings, lifetime interest reduction, and tax-equivalent yield benchmarks.

Open Live RateRecast Calculator ➔
2,840 Total Scenarios Indexed
Modern architectural home representing mortgage recast equity optimization
Conforming Mortgage Recast & Amortization Scenarios • Fannie Mae F-1-05 Compliant

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 6.25%? (Mr. Cooper)

Calculate the exact monthly payment drop, interest saved, and Mr. Cooper servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 6.25%? (Bank of America)

Calculate the exact monthly payment drop, interest saved, and Bank of America servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 6.25%? (Freedom Mortgage)

Calculate the exact monthly payment drop, interest saved, and Freedom Mortgage servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 6.25%? (U.S. Bank)

Calculate the exact monthly payment drop, interest saved, and U.S. Bank servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 6.75%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 6.75%? (Rocket Mortgage)

Calculate the exact monthly payment drop, interest saved, and Rocket Mortgage servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 6.75%? (Wells Fargo)

Calculate the exact monthly payment drop, interest saved, and Wells Fargo servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 6.75%? (PennyMac)

Calculate the exact monthly payment drop, interest saved, and PennyMac servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 6.75%? (Mr. Cooper)

Calculate the exact monthly payment drop, interest saved, and Mr. Cooper servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 6.75%? (Bank of America)

Calculate the exact monthly payment drop, interest saved, and Bank of America servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 6.75%? (Freedom Mortgage)

Calculate the exact monthly payment drop, interest saved, and Freedom Mortgage servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 6.75%? (U.S. Bank)

Calculate the exact monthly payment drop, interest saved, and U.S. Bank servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 7.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 7.25%? (Rocket Mortgage)

Calculate the exact monthly payment drop, interest saved, and Rocket Mortgage servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 7.25%? (Wells Fargo)

Calculate the exact monthly payment drop, interest saved, and Wells Fargo servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 7.25%? (PennyMac)

Calculate the exact monthly payment drop, interest saved, and PennyMac servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 7.25%? (Mr. Cooper)

Calculate the exact monthly payment drop, interest saved, and Mr. Cooper servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 7.25%? (Bank of America)

Calculate the exact monthly payment drop, interest saved, and Bank of America servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 7.25%? (Freedom Mortgage)

Calculate the exact monthly payment drop, interest saved, and Freedom Mortgage servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $300,000 Mortgage at 7.25%? (U.S. Bank)

Calculate the exact monthly payment drop, interest saved, and U.S. Bank servicer rules for a $30,000 lump-sum recast on a $300,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 3.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 3.25%? (Rocket Mortgage)

Calculate the exact monthly payment drop, interest saved, and Rocket Mortgage servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 3.25%? (Wells Fargo)

Calculate the exact monthly payment drop, interest saved, and Wells Fargo servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 3.25%? (PennyMac)

Calculate the exact monthly payment drop, interest saved, and PennyMac servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 3.25%? (Mr. Cooper)

Calculate the exact monthly payment drop, interest saved, and Mr. Cooper servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 3.25%? (Bank of America)

Calculate the exact monthly payment drop, interest saved, and Bank of America servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 3.25%? (Freedom Mortgage)

Calculate the exact monthly payment drop, interest saved, and Freedom Mortgage servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 3.25%? (U.S. Bank)

Calculate the exact monthly payment drop, interest saved, and U.S. Bank servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 4.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 4.25%? (Rocket Mortgage)

Calculate the exact monthly payment drop, interest saved, and Rocket Mortgage servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 4.25%? (Wells Fargo)

Calculate the exact monthly payment drop, interest saved, and Wells Fargo servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 4.25%? (PennyMac)

Calculate the exact monthly payment drop, interest saved, and PennyMac servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 4.25%? (Mr. Cooper)

Calculate the exact monthly payment drop, interest saved, and Mr. Cooper servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 4.25%? (Bank of America)

Calculate the exact monthly payment drop, interest saved, and Bank of America servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 4.25%? (Freedom Mortgage)

Calculate the exact monthly payment drop, interest saved, and Freedom Mortgage servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 4.25%? (U.S. Bank)

Calculate the exact monthly payment drop, interest saved, and U.S. Bank servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 6.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 6.25%? (Rocket Mortgage)

Calculate the exact monthly payment drop, interest saved, and Rocket Mortgage servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 6.25%? (Wells Fargo)

Calculate the exact monthly payment drop, interest saved, and Wells Fargo servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 6.25%? (PennyMac)

Calculate the exact monthly payment drop, interest saved, and PennyMac servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 6.25%? (Mr. Cooper)

Calculate the exact monthly payment drop, interest saved, and Mr. Cooper servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 6.25%? (Bank of America)

Calculate the exact monthly payment drop, interest saved, and Bank of America servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 6.25%? (Freedom Mortgage)

Calculate the exact monthly payment drop, interest saved, and Freedom Mortgage servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 6.25%? (U.S. Bank)

Calculate the exact monthly payment drop, interest saved, and U.S. Bank servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 6.75%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 6.75%? (Rocket Mortgage)

Calculate the exact monthly payment drop, interest saved, and Rocket Mortgage servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 6.75%? (Wells Fargo)

Calculate the exact monthly payment drop, interest saved, and Wells Fargo servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 6.75%? (PennyMac)

Calculate the exact monthly payment drop, interest saved, and PennyMac servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 6.75%? (Mr. Cooper)

Calculate the exact monthly payment drop, interest saved, and Mr. Cooper servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $300,000 Mortgage at 6.75%? (Bank of America)

Calculate the exact monthly payment drop, interest saved, and Bank of America servicer rules for a $40,000 lump-sum recast on a $300,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 300000Interest Rate Pct: 6.75Remaining Term Months: 336
« Previous Page 1 5 10 12 13 14 15 16 17 18 20 25 30 35 40 45 50 55 Last Page (57) Page 15 of 57 (2,840 scenarios) Next »