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Deterministic Reference Matrix
2022 Chevrolet Silverado 1500 Out-the-Door (OTD) Price & State Dealer Doc Fee Statutory Benchmark Table
Valuation & Fee Component
California (Capped $85 Doc)
Texas ($150 Doc Benchmark)
Florida (Uncapped $999 Doc)
Dealer Window Asking Sticker
$28,476
$28,476
$28,476
Wholesale Auction Acquisition Floor (84%)
$23,919
$23,919
$23,919
OEM 2.5% Holdback & Recon Pack
-$711 Holdback / $850 Recon
-$711 Holdback / $850 Recon
-$711 Holdback / $850 Recon
Target Walk-Away Vehicle Price
$25,299
$25,299
$25,299
State Dealer Documentation Fee
$85 (Statutory Cap)
$150 (State Standard)
$999 (Uncapped Dealer Fee)
Target All-In Out-the-Door (OTD) Offer
$28,041 OTD
$27,872 OTD
$28,691 OTD
Verified Methodology Q&A
Frequently Asked Questions: 2022 Chevrolet Silverado 1500
What is a fair out-the-door (OTD) price for a 2022 Chevrolet Silverado 1500 listed at $28,476?
A 2022 Chevrolet Silverado 1500 listed at $28,476 typically includes $4,942 in negotiable gross dealer margin above the $23,919 wholesale acquisition floor. Your target pre-tax vehicle price is $25,299, resulting in an all-in Out-the-Door offer between $28,041 (in capped doc-fee states like California) and $28,691 (after offsetting uncapped dealer doc fees).
How do state dealer documentation fee caps impact my out-the-door counter-offer?
States like California ($85 cap) and New York ($175 cap) legally restrict dealer documentation fees, whereas uncapped states like Florida ($999 average) allow dealers to pack extra profit into the F&I contract. Always reduce your base vehicle offer dollar-for-dollar by any documentation fee exceeding $175.
How much wholesale margin and OEM holdback does a dealer have in a 2022 Chevrolet Silverado 1500?
Franchise dealers acquire trade-in and auction inventory near $23,919 (84% of retail sticker) and retain a 2.5% OEM holdback allowance ($711) plus floorplan credits, creating $4,942 of negotiation spread before hitting their hard cost floor.
Save $6,577 vs. Dealer 1st OTD Pencil ($4,942 Front-End Spread)
Dealer cost floor on this 2022 Chevrolet Silverado 1500 is $23,534 ($22,484 MMR wholesale + $1,050 recon; burning $15.06/day on floorplan). Target $24,240 selling price ($26,226 all-in US Avg OTD check) and strike $1,495 in add-ons.